LASIK Financing
When it comes to complex medical procedures the most daunting aspect is their cost. Many
medical procedures cost a lot of money. LASIK, like any complex medical treatment also cost a
fair amount. LASIK financing may help with affordability, but the question is, it is worth paying so much for a LASIK? The answer is, yes.
Now that we've settled that, we will go to finances. So what options do you have to finance your
There are many online resources that can tell you the best prices for LASIK treatment. To give
you a rough estimate, the average cost of LASIK surgery in the USA is around $2000 per eye.
But you may not get the full picture until you contact a doctor/surgeon. Prices vary depending on
the technology used for treatment, the amount of vision which needs correction, the difficulty of
the procedure, and the reputation of the surgeon among others. So pricing is a function of many
factors.
Methods of payment
Service providers have introduced a number of ways to help you cover the cost of your surgery.
Take a look at 3 easy ways you can foot the bill for
LASIK.
1. Monthly Installments
This is the simplest method where you make monthly payments to your surgeon, before or
after the treatment. It can cost you less than $200 per month wherein the entire amount can
be easily paid off within a year.
2. Finance companies
Here, the money is funded through a finance company with an interest rate. Such companies
provide a number of plans which allow you to pay the amount over a span of 3 months
extending to even 5 years. Before you proceed, ensure your LASIK surgeon approves of the
company. If not, ask if they can recommend one.
3. Flexible Spending Account (FSA)
These are accounts which help you pay for medical expenses and are tax-free. All you have
to do is take a portion of your monthly salary and deposit it into an FSA. The only catch with
this method is you need sponsorship from your employer.
advertising how they have the “best LASIK prices in town”. These best prices my look tempting
and you may be drawn to them but don't forget, there's no free lunch. These prices often have a
disclaimer.
Many of them may not include the cost of complete treatment and mention only a part of the
procedure. So do some homework before zeroing in on a service provider for your LASIK
surgery.
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